The Canada Revenue Agency (CRA) has announced six direct deposit payments scheduled before Christmas 2025, bringing timely financial relief to millions of Canadians. These payments include popular benefits such as the GST/HST Credit, Canada Child Benefit, OAS, and CPP deposits. Each payment supports different groups — from low-income families to seniors — ensuring smoother holiday spending. This guide explains all the CRA direct deposit dates, who qualifies for each payment, and what changes are expected in December 2025. Make sure you’re prepared to receive your Christmas benefits on time.

Upcoming CRA Direct Deposit Dates for 2025
Before the holidays, Canadians can expect several CRA payment deposits across different benefit programs. The government has confirmed that GST/HST Credit and Canada Child Benefit payments will reach bank accounts ahead of Christmas. Seniors receiving Old Age Security and Canada Pension Plan will also get their usual monthly payments in December. Each benefit aims to ease holiday financial pressure and help families manage expenses efficiently. It’s crucial to check your CRA My Account to confirm your direct deposit status before the release dates.
Who Qualifies for CRA Direct Payments This December
Eligibility for CRA deposits depends on your income level, age, and the benefit type you receive. For example, low-income households get GST/HST and Climate Action Incentive payments, while parents and guardians benefit from the Canada Child Benefit. Seniors aged 60+ will continue to get OAS and CPP payments directly to their bank accounts. Anyone who recently updated their banking information should verify it under CRA online services to avoid delays. All payments will be processed under the agency’s secure deposit system.
Changes in CRA Payment Schedule Before Christmas
This year’s schedule features a few adjusted CRA dates to ensure recipients get funds before the festive season. Payments that usually fall on weekends will be advanced by one or two days. The CRA confirmed these early deposits help families and seniors handle travel, gifts, and other holiday costs smoothly. Canadians are encouraged to keep their CRA My Account updated and monitor payment notifications closely. With six confirmed disbursements, the agency promises timely support before Christmas 2025 celebrations.
Summary and Final Thoughts
As Christmas approaches, the CRA’s six confirmed deposits are a welcome relief for millions of Canadians. These payments cover essential groups — from senior citizens to working families — ensuring extra cash flow during the most expensive season of the year. By checking eligibility, updating direct deposit details, and staying aware of official payment dates, recipients can avoid delays and fully benefit from the government’s holiday financial assistance. It’s a timely reminder that planning ahead ensures stress-free spending this December.
| Payment Type | Expected Date (Dec 2025) | Eligible Group |
|---|---|---|
| GST/HST Credit | Dec 6, 2025 | Low-income individuals |
| Canada Child Benefit | Dec 13, 2025 | Parents and guardians |
| Old Age Security (OAS) | Dec 19, 2025 | Seniors 65+ |
| Canada Pension Plan (CPP) | Dec 20, 2025 | Retirees and beneficiaries |
| Climate Action Incentive | Dec 21, 2025 | Eligible provinces only |
| GST Top-Up (If Applicable) | Dec 23, 2025 | Special one-time recipients |
Frequently Asked Questions (FAQs)
1. How many CRA payments are coming before Christmas 2025?
There are six confirmed CRA direct deposits scheduled before Christmas 2025.
2. Who qualifies for the Canada Child Benefit in December?
Parents or guardians with children under 18 qualify for the December payment.
3. When will the CRA deposit the OAS and CPP payments?
OAS and CPP payments will be deposited between December 19 and December 20, 2025.
4. How can I confirm my CRA direct deposit status?
You can verify your payment and bank details through your CRA My Account online.
